Our Products & Services

Florida Insurance Provider
We’re pleased at Herndon Carr & Co. to offer our clients the broadest possible selection of insurance providers, quality products, and personalized services. Our extensive experience has developed worldwide industry relationships with leading insurance companies. This allows us to tailor the insurance coverage that meets each client’s specific needs for coverage at the best possible price.


Below is a partial list of the many insurance products and services we can customize to your circumstances and budget:

Personal Lines Insurance

  • Homeowners Insurance
  • Condominium Insurance
  • Flood Insurance
  • Renters Insurance
  • High-Value Home Insurance
  • Farm & Ranchers Insurance
  • Insurance for High-Value Items
  • Automobile Insurance
  • Motorcycle Insurance
  • Recreational Vehicle (RV) Insurance
  • Watercraft & Boat Insurance
  • Golf Cart Insurance
  • Antique Car Insurance
  • Senior Drivers Discounts (AARP)
  • Personal Umbrella Liability Insurance

Life & Health Insurance

  • Individual Health Insurance
  • Life Insurance
  • Disability Insurance
  • Long-Term Care Insurance
  • Annuities

Business & Commercial Insurance

  • Commercial Property Insurance
  • Builder’s Risk Insurance
  • Inland Marine Insurance
  • General Liability
  • Commercial Automobile Insurance
  • Commercial Umbrella Insurance
  • Professional Liability
  • Employee Benefits Liability
  • Employee Practices Liability
  • Cyber Liability
  • Fidelity & Surety Bonds
  • Workers Compensation
  • Employee Benefits

Special Programs

Manufacturers & Distributors, Retail Operations, Lessor’s Risk for Building Owners, Churches & Schools, Non-Profit & Social Services Organizations, Professional Groups & Associations … and much more.

Programs for Employees

Offering your employees a competitive benefits package is more important than ever. However, it is often difficult to find the right program that fits your needs and budget. We take pride at Herndon Carr & Co. in being able to help you develop just the right strategy to make your company competitive in attracting and keeping quality personnel at an affordable cost. Our approach provides the tools to motivate and reward the talent that is essential to your business, properly protects your management team, and also gives you the ability to maintain operations when a key employee is lost.

You are undoubtedly struggling with all the changes in the current health insurance market. One call to us can provide peace of mind about what options you have. Our team carefully monitors what the current rules and regulations require and knows what plans and products will fit your company’s needs at the most competitive prices. We not only have the expertise to tailor the right program to meet your expectations, we’re able to remove many of the administrative burdens that these plans can create. We stand by your side from plan selection to implementation and take care of the ongoing issues related to the plan’s administration. At each point, our priorities are to help you deliver the employee benefits you want for your team at the lowest possible cost to your business.

We look forward to discussing your goals and showing what we can do for your company.