If you move to Florida to live year-round or only live in the area as a snowbird, then you probably own some type of watercraft. One of the main reasons that someone wants to live in Cape Coral or Fort Myers, is because of the region’s proximity to the ocean or other waterways. To enjoy boating or fishing, you may [...]
Weather is in the news across the US. In Florida, weather is also in the actions of state insurance authorities. They have conducted an annual stress test of licensed Florida insurers. The encouraging results can add confidence to economic growth projections and the ability to attract new businesses. Casualty and property insurance are important to businesses, and the strength of [...]
One of the perks of being a landlord is collecting a monthly rent check that offsets your mortgage payment. In some cases, you may be making a profit each month just by allowing someone to live in your home or apartment complex. However, as a landlord, you are also responsible for the well-being of your tenants. Therefore, it may be [...]
In the Fall Season, nature reminds us that little things can become great with time and nurture. Microbusiness owners feel that way about turning their talents and passions into thriving businesses. Many small businesses are microbusinesses; they are small enterprises made by people with big ambitions. They are an important source of economic growth in the US and across the [...]
If you have your own car or any sort of motorized vehicle, there is a good chance that you are required to carry insurance on it. Therefore, it is in your best interest to know how insurance rates are calculated and how you can lower them. Let's take a look at some common criteria used to determine how much you [...]
If you own your own business, you may be liable for anything that happens to customers who use your products. You may also be liable for anything that happens to clients while on your property or to employees during the course of their employment. However, a company and its owners may be able to financially protect themselves through a comprehensive [...]
Although you can't predict when a hurricane will make landfall in Florida, there is an elevated risk of a large storm hitting the Fort Myers area each year between June and November. Therefore, it is a good idea to get additional insurance to make sure that you are financially protected if your home or business is destroyed due to flooding [...]
Understand Condominium Insurance Requirements The residents of Cape Coral and Fort Myers, Fla., may think that it isn’t necessary to have insurance for a condominium, but in many cases, having coverage is part of an association’s regulations. Before buying a condominium in Florida, read the rules about having insurance coverage as part of maintaining legal tenancy. A condominium insurance policy [...]
Whether you are a 25-year-old just starting out or a 65-year-old who is nearing retirement, there is never a bad time to get life insurance. While you may think that you can't get as good of a rate or as much coverage as you get older, that may not be the case. Working with your local Fort Myers insurance broker, [...]
Cybersecurity insurance is a topic that occurs more often in corporate and small business management discussions. It occurs because of the growing reliance upon Information Technology and the use of online software, systems and data storage for critical tasks and projects. Through the growth of cloud-based systems, business owners and managers use mobile devices for constant access to data and [...]
